Does SAVE Forbearance Count Toward PSLF? What the Courts Just Settled
The Saving on a Valuable Education plan is dead. A federal appeals court delivered the final blow on March 10th 2026, when the Eighth Circuit ordered a lower
Fiduciary Rule Vacated: The Real State of Retirement Rollover Advice Protection in 2026
The Department of Labor’s fiduciary rule is dead as of March 2026. For retirement savers thinking about a 401(k) rollover or annuity purchase, that means the financial professional
Capital Gains Tax Reform in 2026: Why Inflation Indexing Is the Real Battle
Why Capital Gains Tax Policy Moves Markets Before It Moves Through Congress Asset prices respond to expected after-tax returns, not headline returns. A capital gains tax change can
Medicare Negotiated Drug Prices Are Here. Here Is What Actually Changed.
Medicare drug price negotiation became law on 1 January 2026. For the first time in the programme’s 60-year history, the federal government set binding price caps on ten
The SEC’s Crypto Enforcement Era Has Changed. Here Is What That Means.
The most significant shift in SEC crypto enforcement in years did not arrive via legislation or a Supreme Court ruling. It arrived in January 2025, when Gary Gensler
America’s Consumer Watchdog Is Running Out of Money. Here Is What That Means for Borrowers.
The Consumer Financial Protection Bureau was not created in a vacuum. It was built in the rubble.
Basel III Is Being Rewritten. Bank Investors Will Feel It First.
Banking regulation in the United States has entered a cycle it has visited before. The rules constructed after the 2008 financial crisis, built on the premise that large
Federal Reserve Independence Has Become a Portfolio Risk. Are Investors Prepared?
Credibility is the one asset a central bank cannot print.
Trump’s Tariffs Were Ruled Unlawful. His Trade War Has No Off Switch.
The Trump tariffs court ruling arrived with the clarity of a legal victory and the consequences of a detour. A federal court struck down a 10% global import
Kevin Warsh’s Real Fed Regime Change May Happen Deep Inside Wall Street’s Plumbing
The Federal Reserve’s balance sheet is no longer an instrument of policy. After nearly fifteen years of expansion from approximately $900bn prior to 2008 financial crisis to a